EV Financing Issues Solved

Did you know that:

EVs could actually be cheaper than conventional vehicles if you did not need to buy the batteries?

Lowers cost of  EV ownership

• Cost of battery is taken out of EV Unit
• Talino owns and maintains the battery pack and BMS
• Talino will replace defective battery packs at no cost to users
• For e-Trikes, daily cost is at parity with gasoline units

EV Financing now possible as

• Lithium-ion batteries last many years longer than lead-acid batteries
• Units for repossession can be located and recovered before they can be over-used or abused

Pay-To-Own Financing

(Boundary – Hulog) now a Reality

• Financing companies with social advocacies pushing for this type of financing
• Pay-per-use enables systematic collections for this type of financing
• Repossession
  • Will be more due to non-use rather than inability to pay
  • Allows a fair return of equity earned by the driver.

Pay-Per-Use

• Collection via load
  • Assures, secures and automates regular payment and collection
  • Enables secured collections by third parties
  • Minimizes or eliminates outstanding accounts
  • Reduces administration and overhead costs
• Payments are charged as a function of actual energy use rather than time
  • Allows amortization to be more flexible
    • Minimum use, fixed (standard) repayment
    • Maximum use, faster repayment